The Smart Alarm device requires both a GPS signal and active telecommunication coverage. The Excess Refund benefit is designed to reimburse up to $2,000 of the basic excess on your comprehensive motor insurance in the event of at-fault collisions.

To be eligible:

The cost of repairs must exceed $1,000. The product does not cover weather-related events, vehicle theft, or other non-collision incidents. The vehicle must not be used for commercial purposes. The driver must be over 21 years old and named on the comprehensive insurer’s policy.